Buying guide · Cost / compare / worth it
Full-body MRI prices now run from $899 to $4,499 for the scan alone, and the cheapest and most expensive options are not the same product. The sticker hides three things: how much of your body is actually imaged, whether a membership is built in, and what the first ambiguous finding costs you afterwards. This guide prices all three.
A self-pay full-body MRI in the US costs $899 to $4,499 when checked on October 15, 2026. The cheapest entries cover only part of the body: SimonMed’s Core MRI is $899 (introductory) for chest, abdomen and pelvis, and Ezra’s Annual MRI is $999, or $899 for Function members, for head, neck, abdomen and pelvis. Whole-body tiers that include the brain and spine cost $2,199 at SimonMed (introductory), $2,499 at Prenuvo and $2,999 at Craft Body Scan in Tulsa; Human Longevity’s 3T whole-body MRI is $3,900. Insurance generally does not pay for a screening scan, and most providers say HSA or FSA funds may apply.
Qualify. Compare coverage before price: the $899–999 scans skip whole regions of the body, member prices only pay off if you want the membership anyway, and the real cost includes follow-up. Reasonable for a buyer with a specific risk reason and a doctor who will own the results; poor value as a reassurance purchase for a healthy, low-risk adult.
Sold mainly as annually billed memberships that bundle the scan with blood panels. The $2,499 Comprehensive membership costs the same as the standalone Whole Body Scan and adds labs plus a six-month review, so if you want Prenuvo’s whole-body scan, the membership is the default way to buy it.
The 22-minute Annual MRI covers head, neck, abdomen and pelvis, and excludes chest, lungs, heart, breasts, arms and legs, spine and intestines. The $899 member price needs Function’s $365 first-year membership, so it only saves money if you wanted Function’s lab testing anyway.
Three tiers, no membership, no referral. The $2,199 introductory top tier (about 60 minutes, brain, neck, chest, abdomen, pelvis, full spine and head and neck MRA) was the lowest public price we found for a whole-body MRI with brain and spine. Budget on the list price, since the pages give no end date for the offer.
A standalone 3T whole-body MRI of about 60 minutes with brain, prostate, female reproductive and heart and vascular imaging, in San Diego and South San Francisco. Its $8,000 one-day Executive Health Assessment, sold to people under 65, also includes a whole-body MRI alongside whole genome sequencing.
A whole-body MRI with 45 to 90 minutes of scan time, performed only at Craft’s Tulsa center. Do not confuse it with Craft’s $2,495 "Full Body Scan," which is a low-dose CT package, not an MRI.
Often searched as a cheap full body scan, but it is a sensor, skin, heart and blood-marker visit with a clinician, with no MRI or CT images of your organs. A different product at a different price, not a discount MRI.
These are the public US cash prices on each provider’s own pricing page on October 15, 2026, ordered from cheapest to most expensive. Read the third column before the second: the cheapest scans differ more in what they image than in what they cost.
| Provider and tier | What’s scanned (scan time) | Price | Not included or catch |
|---|---|---|---|
| SimonMed Core MRI | Chest, abdomen, pelvis, liver fat, prostate or female pelvis (30+ min) | $899 intro ($999 list) | No brain, neck or spine |
| Ezra Annual MRI | Head, neck, abdomen, pelvis (22 min) | $999 ($899 with Function) | No chest, lungs, heart, breasts, arms or legs, spine or intestines |
| Prenuvo Core | Focused head-to-mid-thigh scan plus Core blood panel (~25 min) | $1,199 | No arms, spine or aneurysm assessment; billed yearly |
| SimonMed Core + Head and Neck | Core plus brain and neck (45+ min) | $1,599 intro ($1,799 list) | No spine |
| Ezra MRI with Spine | Head, neck, abdomen, pelvis, spine (47 min) | $1,699 ($1,499 with Function) | Still no chest, lungs or heart |
| SimonMed Core + Head, Neck and Spine | Core plus brain, neck, head and neck MRA, full spine (~60 min) | $2,199 intro ($2,499 list) | Introductory price |
| Prenuvo Comprehensive | Whole Body Scan plus blood panel and repeat labs at 6 months (~50 min) | $2,499 | Same price as the standalone Whole Body Scan |
| Craft Body Scan Whole Body MRI | Brain, spine, heart, lungs, abdomen, pelvis, joints (45–90 min) | $2,999 | Tulsa only |
| Human Longevity Whole Body MRI | 3T whole-body MRI with brain analysis (~60 min) | $3,900 | San Diego and South San Francisco only |
| Ezra Skeletal and Neurological | Spine tier plus hips, knees, head and neck MRA, brain analysis, body composition (two sessions of about an hour) | $3,999 | No member price; still no chest, lungs or heart |
| Prenuvo Executive | Whole body plus brain, body composition and, in select markets, heart (~65 min) | $3,999 ($4,499 NYC) | Billed yearly; includes 6-month labs |
| Provider | What it is | Price | Why it’s different |
|---|---|---|---|
| Neko Health (New York) | Sensor, skin, heart and blood-marker scan with a clinician visit | $499 | No MRI or CT images |
| Craft Body Scan Full Body Scan | Low-dose CT: coronary calcium score, chest, abdomen and pelvis | $2,495 | CT uses radiation; not an MRI |
| SimonMed Enhanced Screening | Its ~60-min MRI tier plus AI body composition, 100+ biomarkers and a consultation | $2,999 | SimonMed prices the parts at $3,599 booked separately |
| Biograph Core | One-day assessment with 20+ tests including whole-body MRI, VO2 max and genetics | $7,500 | First-year membership price |
| Human Longevity Executive Health | Whole genome sequencing, full-body MRI and hundreds of biomarkers in one day | $8,000 | Annual assessment recommended by the provider; sold only to people under 65 |
We priced only scans with a public US cash price on the provider’s own website, checked on October 15, 2026. Providers that require a call or a quote are left out of the table rather than estimated. Where a provider shows a list price and a discounted, member or introductory price, we show both and label which is which.
For each tier we recorded five things: the price, the anatomy the provider says it scans, what it explicitly excludes, the stated scan time, and any condition attached to the price, such as a membership. Neko Health and Craft’s CT package appear only as contrasts, because they are sold as full body scans but are not MRI.
Sources are the providers’ own pricing pages, IRS Publication 502 for the HSA and FSA question, and peer-reviewed studies for the evidence and follow-up costs. Every number links out in the sources list below. Prices move often in this category, so confirm on the provider’s page the day you book.
At the bottom of the market, three scans cost $899 to $1,199, and each leaves out something the others include. SimonMed’s $899 Core MRI covers chest, abdomen and pelvis but not the brain. Ezra’s $999 Annual MRI covers head, neck, abdomen and pelvis but excludes chest, lungs, heart, breasts, arms and legs, spine and intestines. Prenuvo’s $1,199 Core runs head to mid-thigh in about 25 minutes, and Prenuvo’s own disclaimer says arms, spine and aneurysm assessment are not included.
So the useful question is not which is cheapest, but which regions you are paying to have imaged. If your lungs are the worry, the $999 Ezra MRI does not image them at all; Ezra sells a separate lung CT for $399. If your brain is the worry, SimonMed’s $899 tier leaves it out; its head-and-neck tier is $1,599 introductory.
Scan time is a rough guide to coverage. The entry tiers run from 22 to a little over 30 minutes. The whole-body tiers that add the brain and spine run about 50 to 60 minutes. The top tiers, which add brain, heart or joint analysis, run about an hour or longer.
Prenuvo sells three annually billed memberships. Core is $1,199 for the Focused Scan, a Core blood panel and a results review. Comprehensive is $2,499 for the Whole Body Scan of about 50 minutes, a blood panel, repeat labs at six months and two reviews. Executive is $3,999, or $4,499 in New York City, for about 65 minutes of imaging that adds brain, body composition and, in select markets, heart assessment. Prenuvo says memberships can be canceled at any time.
The standalone Whole Body Scan is also $2,499, the same as the Comprehensive membership that adds the labs. If you were buying the scan anyway, the membership costs nothing extra in year one; the real decision is whether you let it renew.
Add-ons are $799 for the Brain Health Assessment, $799 for the Heart Health Assessment and $499 for Body Composition Analysis, and none of the three can be added to the Focused Scan. Comprehensive plus all three would total $4,596, which makes Executive at $3,999 the cheaper route if you want them all.
Prenuvo offers Affirm financing, advertised from $108.22 a month on Core. On tax-advantaged accounts, it says its services "may qualify for reimbursement" under an HSA or FSA, and that eligibility "is determined by IRS rules and your plan administrator."
Ezra now sells under Function Health. Its direct prices are $999 for the 22-minute Annual MRI, $1,699 for the 47-minute MRI with Spine and $3,999 for the MRI with Skeletal and Neurological Assessment, which is split into two sessions of about an hour each. It also sells a $349 heart CT, which gives a coronary calcium score, and a $399 lung CT.
Function members pay $899 and $1,499 for the first two MRI tiers; the $3,999 tier has no member price. Function’s membership is $365 for the first year, and its pricing page says it "renews at then-current price."
Run the numbers before joining for the discount. A new member pays $899 plus $365, or $1,264, for a scan that costs $999 direct. With spine it is $1,499 plus $365, or $1,864, against $1,699 direct. The member price saves money only if you already wanted Function’s lab testing; it is not a cheaper way to buy the scan on its own.
Every Ezra MRI tier, including the $3,999 one, excludes the chest, lungs and heart. Adding both CT scans to the base MRI brings the total to $1,747, still below Prenuvo’s $2,499 whole-body price, but CT involves radiation exposure and MRI does not.
SimonMed, which calls itself America’s largest outpatient imaging network, with centers from Arizona to New York, sells three whole-body MRI tiers with no membership and no referral. All three currently show introductory prices: Core MRI at $899 (list $999), Core plus head and neck at $1,599 (list $1,799), and Core plus head, neck and spine, with head and neck MRA, at $2,199 (list $2,499) for about 60 minutes.
That top tier was the lowest public price we found for a whole-body MRI that includes the brain and full spine. The catch is the word introductory: the pages we checked give no end date, so the list price is the safer number to budget.
SimonMed also sells Enhanced Screening at $2,999: the 60-minute tier plus AI body-composition analysis, a blood panel of 100-plus biomarkers and a one-to-one consultation, delivered with Cascaid Health. SimonMed prices those parts at $3,599 booked separately.
On insurance it is unusually direct: "Because this is an elective procedure, it is not covered by insurance." It says HSA and FSA dollars apply, and accepts CareCredit, Klarna and Affirm.
Human Longevity sells a standalone 3T Whole Body MRI for $3,900. It describes the scan as about 60 minutes, with NeuroQuant brain analysis, prostate and female reproductive imaging, and heart and vascular imaging, at its clinics in San Diego and South San Francisco. Its $8,000 Executive Health Assessment, sold to people under 65, also includes a whole-body MRI and adds whole genome sequencing and hundreds of biomarkers in one day.
Craft Body Scan lists a Whole Body MRI at $2,999, performed only at its Tulsa center, with 45 to 90 minutes of scan time. Its better-known $2,495 "Full Body Scan" is a low-dose CT of the heart, chest, abdomen and pelvis, so check which one you are booking.
Biograph puts a whole-body MRI inside its $7,500 Core membership day, alongside more than 20 other assessments including VO2 max and genetic testing. If you want the MRI and a physician-led day, compare that with a $2,499 scan plus whatever your own doctor already covers, rather than paying for imaging twice.
Two of the most-searched full body scan prices are not MRI at all. Neko Health’s $499 scan in New York combines sensors, skin mapping, heart and blood checks with a clinician visit. It does not produce MRI or CT images of your organs, so it answers a different question than any scan in the first table.
Full-body CT packages, like Craft’s $2,495 scan, image the chest and abdomen with X-rays. The FDA says it knows of no scientific evidence that whole-body scanning of people without symptoms provides more benefit than harm, and that CT scans involve relatively high radiation exposure compared with most other X-ray procedures.
Screening full-body MRI is self-pay. SimonMed says its scan "is not covered by insurance" because it is elective. Human Longevity says whole-body MRI is "typically not covered by insurance." Craft says insurance "typically doesn’t cover preventative full body scans." Prenuvo and Ezra do not mention insurance coverage on their pricing pages.
HSA and FSA money is the realistic tax break. IRS Publication 502 lists "the cost of an electronic body scan" as a medical expense you can include, which is the basis for providers’ claims. The wording varies: Human Longevity says its MRI "is FSA/HSA eligible," SimonMed says "your HSA and FSA dollars apply," Ezra says its scan "may be eligible for HSA/FSA reimbursement," and Prenuvo says its services "may qualify." Your plan administrator has the final say, so keep the itemized receipt.
Whether insurance pays for follow-up imaging that a finding triggers is a separate question that depends on your plan and deductible. Ask your insurer before you book, not after the report arrives.
The price on the booking page is the floor, not the total. The American College of Radiology says there is no documented evidence that total-body screening is cost-efficient or effective in prolonging life, and warns that non-specific findings lead to unnecessary follow-up testing, procedures and expense.
The odds explain why. A 2025 European Radiology meta-analysis of 10 studies and 9,024 asymptomatic people found confirmed cancer in 1.57% of scans, about 1 in 64. An earlier systematic review of 5,373 people (Kwee and Kwee, 2019) found a critical or indeterminate incidental finding in 32.1%, about 1 in 3, and in the six studies that reported it, 16.0% of findings turned out to be false positives.
The best published estimate of what that costs comes from Germany. In a 2022 BMJ Open study of 5,019 people, those who had a whole-body MRI ran up €295 more in outpatient costs over two years than comparable people who did not, an 11.6% increase driven mainly by imaging and specialist care, and the increase was sustained rather than a one-off spike. Those are German statutory-insurance prices, so do not convert them into a US bill; the pattern is the point.
For a sense of scale on the US side, one targeted MRI bought for cash can cost as much as a screening scan: Craft lists a standalone brain MRI at $1,495. Before deciding the cheapest tier is the cheapest outcome, budget for at least one follow-up visit and one targeted scan.
Under $1,000: buy only if one region is the point. SimonMed’s $899 Core images chest, abdomen and pelvis; Ezra’s $999 images head, neck, abdomen and pelvis. Know which organs you are skipping before you call it a full-body scan.
$1,500 to $2,500: the realistic whole-body range. SimonMed’s $2,199 introductory tier is the lowest-priced whole-body MRI with brain and spine; Prenuvo’s $2,499 Comprehensive adds labs and a six-month review for the price of its standalone scan. Choose on location and on who reviews your results with you.
$3,900 to $4,499: you are paying for 3T imaging, brain and heart analysis or joint imaging. Worth it only if one of those is the reason you are scanning, not a nice-to-have.
$7,500 and up: you are buying a physician-led day, not a better MRI. Compare Biograph and Human Longevity’s Executive Health with an executive physical before you pay for the scan twice.
Skip all of them for now if no named clinician will take an abnormal report, or if a normal result would tempt you to skip screening your doctor already recommends. Prenuvo itself describes its scan as an adjunct to, not a replacement for, standard cancer screening.
$899 to $4,499 for a self-pay scan in the US, checked October 15, 2026. Partial-body entry tiers start at $899 (SimonMed, introductory) and $999 (Ezra). Whole-body tiers with the brain and spine cost $2,199 to $2,999, and premium tiers with brain, heart or joint analysis cost $3,900 to $4,499. Packages that put an MRI inside a physician-led day cost $7,500 to $8,000.
At the entry level, yes: Ezra’s Annual MRI is $999 ($899 for Function members) against $1,199 for Prenuvo Core. But Ezra’s scan excludes the chest, lungs, heart and spine, while Prenuvo Core runs head to mid-thigh. For a whole-body scan Prenuvo is cheaper: $2,499, while Ezra’s broadest tier is $3,999 and still excludes the chest, lungs and heart.
Generally no. Screening scans for people without symptoms are elective and self-pay. SimonMed states its scan is not covered by insurance, and Human Longevity says whole-body MRI is typically not covered. Coverage for any follow-up a finding triggers depends on your plan, so ask your insurer before booking.
Usually. IRS Publication 502 lists the cost of an electronic body scan as an includible medical expense, and Prenuvo, Ezra, SimonMed, Human Longevity and Craft all say HSA or FSA funds may apply. Your plan administrator makes the final call, so keep the itemized receipt.
Only if you want Function’s lab testing anyway. The $365 first-year membership cuts the Annual MRI from $999 to $899, so a new member pays $1,264 in total for a scan that costs $999 direct. The $3,999 tier has no member price.
From about 22 minutes to an hour or more, depending on coverage. Ezra’s Annual MRI takes 22 minutes, Prenuvo’s Whole Body Scan about 50, SimonMed’s and Human Longevity’s whole-body tiers about 60, and Craft quotes 45 to 90 minutes. Ezra’s $3,999 tier is split into two sessions.
Because it is not an MRI. Neko Health’s $499 New York scan uses sensors, skin imaging, and heart and blood tests with a clinician visit. It does not image your internal organs the way an MRI does, so it is a different product rather than a discount version of the same one.
For most healthy, low-risk adults, the evidence does not support them as screening. Pooled studies find confirmed cancer in about 1.57% of asymptomatic people scanned, against a critical or indeterminate incidental finding in about 32%. A scan is more defensible for someone with a specific risk reason and a doctor ready to manage the report.
By David Persson · Updated 2026-10-15 · Corrections: hi@agewell.guide
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